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Jamaica Real Estate Guide

Jamaica Mortgage Rates


The Interest Rates listed below are for informational purposes only and are subject to change at any time. For information on specific Mortgage Products or Limited Time offers, please make inquiries with the institution directly.

Scotiabank Jamaica Building Society

For more information on the mortgage rates listed below, please visit www.scotiabank.com


Closed Term Fixed Rate Mortgages
1 Year 7.200%
2 Years 7.350%
3 Years 7.350%
4 Years 7.350%
5 Years 7.390%
7 Years 7.650%

Short Term Fixed Rate Mortgages
Open Mortgage - 6 Month 8.650%
Open Mortgage - 1 Year 9.250%
Flexible/Closed Mortgage - 6 Month 6.800%

Victoria Mutual Building Society For more information on the mortgage rates below, please call or visit www.vmbs.com


Category Time Saved Rate%
Step In 1 - First Time Homeowner 6 12.99
Step In 2 - Non Saver 0 12.99
Mortgage Loan    
VM Saver Platinum 12 12.99
VM Saver Gold 6 12.99
VM Saver Silver 3 12.99
VM Saver Bronze 0 12.99
Non Saver - 12.99
Foreign Currency Mortgage Loan CAD$ 0 9
Foreign Currency Mortgage Loan GBP$ 0 9
Foreign Currency Mortgage Loan USD$ 0 9
Commercial Loan    
VM Saver Platinum 12 18
VM Saver Gold 6 18.25
VM Saver Silver 3 18.50
VM Saver Bronze 0 18.75
Non Saver - 19.00


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